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Card Security & Fraud Protection

Card Security & Fraud Protection

All Card Security & Fraud Protection articles from Credit Cards Made Clear.

Latest Articles

Security 6 min read

How Tokenization Actually Protects a Card Number

The mechanics behind payment tokenization — how a substitute token value replaces a real card number in stored and transmitted transaction data.

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Security 6 min read

How a Fraud-Detection Algorithm Actually Flags a Transaction

The mechanics behind card fraud-detection systems — how an algorithm compares a new transaction against a cardholder's established spending pattern.

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Security 6 min read

How EMV Chip Transactions Actually Generate a Unique Code

The cryptographic mechanics behind an EMV chip transaction — how the chip generates a unique, single-use code for every transaction.

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